Our Philosophy as a mortgage company
At Topaz Mortgage, we understand the hassles and frustrations involved with shopping for mortgages. That’s why we have made it easy for you.
Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers. Our clients consistently choose us for our low rates and personal attention.
At Topaz Mortgage, we stand by our commitment to the customer. No last-minute changes. What you are promised in the beginning is what we deliver in the end.
Why Topaz Mortgage?
Pricing: We keep our rates low by keeping our costs down and our volume high.
Service: Our loan experts combine decades of experience in the mortgage industry. At Topaz Mortgage, we are large enough to give you the best possible rates and a variety of loan programs but small enough to give every customer the personal touch and service that makes all the difference.
Customization: Whether it is your credit situation, loan amount, or special needs, no two loans are exactly alike, and Topaz Mortgage never forgets to go that extra mile. We have a wide array of special loan programs to choose from and the knowledge to put it to work for you.
Convenience: We know that in this day and age of technology, why be inconvenienced? You do not even have to leave the comfort of your home. Whether it’s including free overnight shipping or our online application, we put technology to work for you.
Privacy: At Topaz Mortgage, we value your privacy and protect it. We will never exploit, publish or sell your information. No information will ever be shared with an outside party—this is a promise.
Topaz Mortgage’s success formula
Topaz Mortgage was recognized by National Mortgage Professional Magazine as an innovator making serious waves and shaping the industry. Our founder and President, Todd LaBorwit designed Topaz Mortgage to put integrity back into the lending business. We empower our clients, the homeowner and home buyers, by simplifying the loan process. We provide exact closing cost and lowest interest rates available, and then invite our clients to shop with other banks, lenders and brokers. Our clients consistently choose Topaz Mortgage for our low rates and personal attention. Topaz Mortgage values each and every client. Our focus is on providing quality service, which enables Topaz Mortgage to continue receiving new business from referrals.
Topaz Mortgage roots…..
Our founder and President, Todd LaBorwit has been in the mortgage business since 1997 working with the large banks. At the collapse of the industry in 2008, new rules and regulations went into effect for all Mortgage Lenders and Brokers. The banks had strong lobbyist to avoid heavy mortgage originating regulations. The effect was, the experienced mortgage originators that could pass the licensing regulations and meet all the requirements went to work for a mortgage lender and/broker. And those mortgage originators that choose not to or were unable to meet the new regulation requirements received employment at a Bank. The bank mortgage originators are only required to register their existence with the NMLS, National Mortgage License System.
Why is the company called Topaz Mortgage?
Many people ask, why the name Topaz. Our founder and President replies, “In the beginning of 2008, a powerful colleague of mine in the mortgage business commented if more mortgage originators worked with the philosophy that I have worked with over the past decade, the industry would have a respected reputation. I knew the new regulations were going to get the a lot of the floaters out of the industry, but I wanted to take a stand and consider myself the next generation shaping the mortgage industry. That would be by leading by example and let my pipeline grow through my reputation based on integrity, competence and knowing the truth will always prevail.”